KEVIN TRAVIS HOMES
JOHN SLEDGE
Residential Mortgage Lender
NMLS ID 643777
MOBILE: (210) 454-9720
OFFICE: (210) 736-7811
jsledge@jeffersonbank.com
READY TO BUILD YOUR DREAM HOME?
We’re here to help guide you through financing and construction, step by step.
Deciding to build a home requires time, energy, and resources — but with the right planning and the right lender, the journey is smoother. Our trusted lending partner will work with you and your builder to bring your vision to life.
Financing Options
-
One-Time Close
-
Short-term construction loan that automatically converts to permanent financing
-
Adjustable-rate loan upon completion
-
Interest-only payments for up to two years
-
-
Two-Time Close
-
Two separate loans: one for construction, one for permanent financing
-
Interest-only payments during construction (one year)
-
Permanent loan pays off construction loan, leaving a single monthly mortgage
-
MAJOR MILESTONES
-
Vision – Define your style, features, amenities, and budget
-
Location – Select your lot and research taxes, topography, and utilities
-
Get Prequalified – Determine how much you can afford
-
Find Your Builder – Research, get references, choose your builder
-
Design & Plan – Blueprints, materials, bids, contract
-
Close the Construction Loan – Present final plans and estimates
-
Construction Begins – Request draws, make interest-only payments
-
Construction Complete – Final inspection arranged
-
Close Permanent Financing – Transition to monthly mortgage
-
Enjoy Your New Home – Keys, move in, celebrate!
